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Home » Consumer Banking » Lending Solution
 
 
 
 
 
 
 
   
 
 
Lending Solution
Facilitates End-to-End of activities from the loan creation to disbursal and loan servicing
 

In an economic environment where interest rates are low and funding costs vary, credit providers need to be able to introduce measures that lower operating costs, increase competitiveness and lower the cost of credit across multiple channels.

Intellect Lending encompasses a comprehensive Loan Life Cycle Management System that provides end-to-end solutions addressing banks’ key business objectives in customer application processing, credit decisioning, loan processing and services, receivables management and loan closure.

The award winning web-based, flexible and robust Lending Solution redefines your Retail, Commercial and Priority Lending segments with technology led business process transformation. The state-of-art component technology like workflow services and Business Rules Engine (BRE) facilitates greater control over the various steps in business process. The Document, Income & Profile (DIP) module ensures preliminary screening of the application and the system allows the user to query for an application and view the application status at any point in time.

 
Flexibility of interchanging internal modules with external services / components thereby reducing TCO
"Apart from having the ability to meet future needs of the bank, Polaris was willing to actively participate in the process of 'co-creating' with the bank a solution ideally suited to the Middle East market, thereby playing the role of a strategic contributor rather than a mere service provider"
- COO of one of the largest bank in the Middle East Region.
LENDING SOLUTION
Priority Lending
Retail Lending
Commercial Lending
Origination
Centralized Limit and Collateral Management System
Loan Securitization
Loan Syndication
Debt Management
 
Polaris wins The ‘Best Lending Platform Project’ award for its implementation at  Abu Dhabi Commercial Bank (ADCB)