Today, more often than not, banks' legacy credit limit frameworks are fragmented with multiple limits for the same customer. In such a scenario, it’s tough to get a consolidated view of exposures. Only a real-time, comprehensive and accurate risk picture can settle the imperatives of security and profitability.
- Non consolidation of exposures leads to delays in decisions and sub-optimal usage of available information.
- Non real-time collateral monitoring leads to lack of cross utilization of collateral risk against the volatility of assets.
- Request over internet, Deviation & Delegation Matrix through BRE helps in having greater control, Reduced TAT & Early Warnings
Intellect Credit Services Hub (CSH) is an integrated solution that has state-of-the-art limits and collateral management system, which has helped Banks and Financial Institutions across the world to manage the Credit exposures efficiently and effectively. It supports both Retail segment such as Car loan and Commercial segment such as Truck finance and Fleet finance.
Intellect Credit Services Hub includes:
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