Full coverage of both Commercial and Retail mortgage lines of business
Key Features
- Hybrid interest rates for complete pricing flexibility
- Principal and interest moratorium period
- Pre-EMI for under construction properties
- Highly elaborate credit origination process including property valuation, credit checks and rule based approval matrix
- Structured, unstructured and seasonal payment patterns corresponding to customer cash-flows
- Complete loan management for secondary market financing
- Complete functional coverage of mortgage business with Collateral Management, Loan Servicing and Credit Limit Management
- Hiving off features for Property Developer finance
- Advanced processing capabilities like pricing flexibility, restructuring, deferrals, bulk asset valuation and real time monitoring.