Highly flexible asset selection facility to manage loan portfolio
Key Features
- Loan pooling logic – Based on branches, currency, product type, delinquency and other filtering conditions and rules .
- Selected loans can be discounted at agreed rate and arrive at Net Present Value (NPV) of the total loan portfolio.
- Securitization of debts with or without recourse or service.
- Investor payout schedule for the securitized loans.
- Sold loans flagged off in the system but to be serviced as normal loans, if required.
- Handles securitization expenses, profit on sale, and its amortizations.
- Repurchase of the loan portfolio after the securitization duration.
- Buying loan portfolio from third party.