Education loan process, eligibility and repayment criteria is configurable as per the state regulations

Key Features

  • Eligibility criteria before completion or after completion of higher studies.
  • Grace period for commencement of loan repayment.
  • Capturing Educational Institutions and its details and disbursal directly to the them.
  • Maximum loan period after competition of course or after discontinuation of course or after getting employment.
  • Tier interest scheme –for the amount slab, interest rate before and after completion, for discontinuation, getting employment-absolute rate.
  • Supported by Guarantee or Collateral of parents.
  • Guardians can be Co-owner or Guarantor