Intellect Cards is a Comprehensive Payment Card Application that addresses all Credit Card, Debit Card, Prepaid Card and Retail Card business needs across Issuing, Acquiring, Fraud monitoring, Loyalty management and Delinquency management. Compliant to latest EMV standards and supporting VSDC 1.4.1 and MCHIP 4.0 specification, it also supports traditional magnetic stripe cards along with latest chip based EMV cards.
All features pertaining to Issuing business such as Product definition, Card Issuance, Transaction processing / 24x7 authorization, billing & statements,dispute management, customer services, GL & Interchange management are supported.The solution also supports features pertaining to Acquiring business such as Merchant enrollment, terminal management, commission and discount management, merchant payments and settlements, merchant services, dispute management, GL & Interchange management.
Intellect Cards has the capability to offer Multi Organization, Multi Product, Multi Currency & Multi Language solutions for Local & International. It is compliant to Credit and Debit programs (IPM/ Base II). The solution is easily deployable and built on Service Oriented Architecture (SOA), providing high availability, disaster recovery and a true application-level synchronization with reduced integration complexity.
"20+ years of Cards Experience serving customers across the Globe"
"Intellect Cards platform has been benchmarked at IBM labs to support over 10million Cards, 12 million transactions, 1000+ Concurrent Users and 450,000 merchant transactions per day."
"The Polaris line of Card Management Solutions has a differentiated architecture among Card Management Vendors in that it is a SOA enabled solution that has Capacity Maturity Module Integration Level 5 Certification" - Gartner.