Key Features

  • Supports complete capabilities for authorizing, clearing, settling, posting and accounting across all card transactions.
  • Multi-currency and multi-source transaction processing (Switch, Interface, presentment / re-presentment from schemes, utility payments)
  • Supports 16 million transactions in a month with over 275 TPS authorization response time.
  • Supports various types of authorizations such as Voice authorization, batch authorization & online authorization
  • Chip grade issuer delight - EMV rule based authorization
  • Real time tracking of card status, account status enabling efficient authorization decision and online OTB replenishments for payments.
  • Rule based Authorization System with 24x7 availability
  • Supports Batch Authorization and Realtime Online authorization
  • VISA Money Transfer (Including Fast Fund services) and 'Master Money Send' transactions supported
  • Cash Transactions at Merchant locations (Cash @ POS)

Transaction processing life cycle Management with speed, integrity & customer value.

"Intellect Cards platform has been bench marked at IBM labs to support over 10 million Cards, 12 million transactions, 1000+ Concurrent Users and 450,000 merchant transactions per day"

Multiple intraday processing efficiency that leads to more tangible business benefits in the medium and long run for banks.

"Powerful chip personalization configurations enable issuers manage card issuing strategy effectively"