“Intellect Margin Lending module, enables banks in extending loans against securities as collateral. The module supports lending across a wide range of asset classes. It integrates with Product Processor module for real time order approval, margin monitoring and risk management”
Key Features
- Support private banks in their credit offerings against client’s collaterals
- Support a range of facility types banks would offer with a capability to customize at client level
- Supports a range of asset types such as equity, fixed income, mutual funds, structured products, properties, vehicles and machinery
- Front, middle and back office capabilities for seamless execution of margin lending transaction
- Front Office – To enable simulation for the prospective clients and generate a credit view wherein the Business users could generate credit solutions for the end customers
- Middle Office – Solution interfaces with other systems and enables risk management, credit limits and client exposure assessment
- Online exposure monitoring
- Maker-checker controls
- Credit Risk
- Market Risk
- Multi-level risk concentration controls
- Multi-dimensional exposure controls
- Seamless integrations with Core Banking, OMS and Custodian Systems
- Alerts on Margin Call & Sell out position
- Back Office – Enables the operations team to process the transaction data and reporting