Intellect™
Lending
- Solution that facilitates end-to-end of activities
from the load creation to disbursal and loan servicing
Key
Product Feature
Hybrid Interest rates for complete pricing
flexibility
Interest Credit for Banking Balance
Principal and Interest Moratorium period
Pre-EMI for under construction assets
Structured, Unstructured and Seasonal
repayment patterns corresponding to customer
cash-flows
Complete Lien management for Secondary
Market Financing
Hiving off feature for developer loans
Advanced processing capabilities like pricing
flexibility, restructuring, deferrals, bulk
asset valuation and real time monitoring helps
banks and FIs control the inherent risks associated
with the mortgage business
"
Complete functional coverage of mortgage business
with Collateral Management, Loan Servicing
and Credit Limit Management "
Full coverage
of both Commercial and Retail mortgage
lines of business
Highly elaborate Credit Origination
process including asset valuation, credit
checks and rule based approval matrix