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Intellect™ Lending - Solution that facilitates end-to-end of activities from the load creation to disbursal and loan servicing

   
 

Key Product Feature

 
  • Hybrid Interest rates for complete pricing flexibility
  • Interest Credit for Banking Balance
  • Principal and Interest Moratorium period
  • Pre-EMI for under construction assets
  • Structured, Unstructured and Seasonal repayment patterns corresponding to customer cash-flows
  • Complete Lien management for Secondary Market Financing
  • Hiving off feature for developer loans
Advanced processing capabilities like pricing flexibility, restructuring, deferrals, bulk asset valuation and real time monitoring helps banks and FIs control the inherent risks associated with the mortgage business
" Complete functional coverage of mortgage business with Collateral Management, Loan Servicing and Credit Limit Management "
 
Full coverage of both Commercial and Retail mortgage lines of business
Highly elaborate Credit Origination process including asset valuation, credit checks and rule based approval matrix
 
 

 

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