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Retail Banking

   
 

Key Product Feature

 

Retail Loans

  • Covers complete loan lifecycle viz., loan processing, approval, disbursement, monitoring, recovery, provisioning, suit filing and closure.
  • All types of retail loans like personal loans, Housing Loans, Education loans, Vehicle loans, etc.
  • Workflow processes to suit credit policy.
  • Flexibility to parameterize new schemes

Payment System:

  • Gross settlement of funds through RBI on real time basis.
  • Panacea PS - An efficient online Centralized payment tool.
  • Facilitates interbank / intra bank payments and settlement of funds within stipulated time lines.
  • Unique features like message prioritization, real time host integration, centralized liquidity management etc.
  • Fastest throughput with minimum bandwidth

Touch Screen

  • Self help banking tool for Bank Customers
  • Covers demand drafts, cheque books and statement printing
  • Interface to MICR Reader, Passbook Printer, Bar Code Reader
  • Payment of utility bills

Private Banking

  • Emerging need for wealth management services
  • Probanker PB - An excellent tool for personal investment management services like purchase/sale of securities, corporate actions, custodial maintenance and funds settlement.
 
 
 

 

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