Lending Solution A VERSATILE business solution that is reliable AND improveS 'service delivery' and 'turn around' times
Intellect®
Lending along with core banking addresses
the complete loan life cycle starting from
application capture to loan management. The
product is flexible for processing all types
of Corporate and Retail loans.
Key
Product features
Flexible centralized limit maintenance
Extensive parameterization with flexible
interest and revenue recovery methods
Comprehensive management of all types of collaterals with re-valuation facility
Hovering program to watch over an account
or a set of accounts
Facilitates centralization of processes;
user definable trigger/alerts for an event
Flexible scoring and risk grading programs
Post-dated cheques maintenance
Deferments of loan installments
Monitoring module alongwith workflow of legal procedures for Non-performing Loans
Analysis of balance sheet - arriving
at internal credit rating through risk
grading
Flexibility to introduce new techniques
to leverage existing portfolios and
extract maximum revenues
