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Home » Banking » Retail Banking » Lending Solutions » Retail Lending » Mortgage Loans Solution

Retail Lending

 
 
 
 
 
 
 
Mortgage loans Solutions – A Flexible product workbench supports multi-regional flavours of Mortgage line of business
   
 

Key Product Features:

 
  • Hybrid interest rates for complete pricing flexibility
  • Principal and interest moratorium period
  • Pre-EMI for under construction properties
  • Highly elaborate credit origination process including property valuation, credit checks and rule based approval matrix
  • Structured, unstructured and seasonal payment patterns corresponding to customer cash-flows
  • Complete lien management for secondary market financing
  • Hiving off features for Property Developer finance

Advanced processing capabilities like pricing flexibility, restructuring, deferrals, bulk asset valuation and real time monitoring helps banks and FIs control the inherent risks associated with the mortgage business

 
“Complete functional coverage of mortgage business with Collateral Management, Loan Servicing and Credit Limit Management "
 

Full coverage of both Commercial and Retail mortgage lines of business

 
 

 

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