Mortgage loans Solutions – A Flexible product workbench supports multi-regional flavours of Mortgage line of business
Key Product Features:
Hybrid interest rates for complete pricing flexibility
Principal and interest moratorium period
Pre-EMI for under construction properties
Highly elaborate credit origination process including property valuation, credit checks and rule based approval matrix
Structured, unstructured and seasonal payment patterns corresponding to customer cash-flows
Complete lien management for secondary market financing
Hiving off features for Property Developer finance
Advanced processing capabilities like pricing flexibility, restructuring, deferrals, bulk asset valuation and real time monitoring helps banks and FIs control the inherent risks associated with the mortgage business
“Complete functional coverage of mortgage business with Collateral Management, Loan Servicing and Credit Limit Management "
Full coverage of both Commercial and Retail mortgage lines of business