Mortgage Lending -
A flexible product workbench supports multi-regional flavors of Mortgage line of business
Key
Product Feature
Hybrid Interest rates for complete pricing flexibility
Interest Credit for Banking Balance
Principal and Interest Moratorium period
Pre-EMI for under construction assets
Highly elaborate Credit Origination process including asset valuation, credit checks and rule based approval matrix
Structured, Unstructured and Seasonal repayment patterns corresponding to customer cash-flows
Complete Lien management for Secondary Market Financing
Hiving off feature for developer loans
Advanced processing capabilities like pricing flexibility, restructuring,
deferrals, bulk asset valuation and real time monitoring helps banks and
FIs control the inherent risks associated with the mortgage business
"
Complete functional coverage of mortgage business with Collateral Management,
Loan Servicing and Credit Limit Management
"
(G02.03)
Full coverage of both Commercial and
Retail mortgage lines of business
